umova
A system of record for a creator's collaborations

Past due? The demand is already calculated.

Paste the chat with the brand — the engine lists the amounts, dates and rights, and you confirm them with a seal. Umova watches the deadline and, once it passes, calculates statutory interest and compensation and drafts the demand for your approval. 0% commission.

Up to 87% of creators have faced late or failed payments

Campaign US, 2025 · Tipalti and Lumanu data

Calculate interest — no account needed

No card · data in the EU · the tools work straight away

Live record · liveexample
  • nowSCOPEVeloria confirmed the scope — from the portal
  • 4 minTERMAmount 1 500 EUR and a 30-day term confirmed
  • 8 minDELIVERYAcceptance criteria met — deal accepted
  • 12 minKSEFInvoice FV 12/2026 accepted in Peppol — receipt
No refreshing. Just watching.
0% commission on deals
The Partner Portal is always free. We take no cut of your money — which is why we can stand entirely on your side.
§The Enforcer: the directive as a button
For an invoice paid after its due date, Umova works out the statutory interest and the fixed compensation deterministically and drafts the demand letter — you apply the seal.
A record nobody can talk their way out of
Every deal, deadline, right and payment stays in the record. History you don't have to reconstruct from DMs and spreadsheets.
Data and AI in the EU
EU-only from the foundations. Peppol, GDPR, e-invoicing — compliance built in, not bolted on.
From conversation to transfer

The whole deal in one record

Umova turns an informal collaboration into an auditable chain: commitment → delivery → receivable → payment.

  1. 01TERMS

    Understands the terms

    Paste a conversation with a brand — Umova identifies deliverables, deadlines, amounts and rights, each with its evidence (a quote from the source). You confirm with a seal.

  2. 02COUNTERPARTY

    Checks the counterparty

    Verifies that the client's company really exists (VIES, VAT white list) — before you sign and before any money moves.

  3. 03INVOICE

    Watches the e-invoice

    Builds the invoice to the EN16931 standard (UBL/Peppol) and reconciles it with the agreed terms; reads invoices from Peppol and matches them to the deal. Amounts and VAT are computed by code, not by AI.

  4. 04ENFORCER

    Enforces payment

    Once the due date passes it calculates statutory interest and compensation and prepares the demand letter — you apply the seal. The system takes on being the bad cop.

  5. 05SETTLED

    Matches the payment

    We match the payment to the amount owed by reference and value — deterministically, not by eye. A matched payment stops the Enforcer, so you never chase money that has already arrived. Automatic retrieval from your account (PSD2) is in preparation.

  6. 06RIGHTS

    Watches the rights

    Licences and exclusivity as a monitored state — it warns you when rights are about to expire or when a new deal breaches exclusivity.

Understanding engine

From conversation to commitments

You paste a conversation with a brand. Umova identifies the terms — each with a quote as evidence. Amounts are computed by code, not by AI.

Pasted conversation

„Hi! We'd like 3 Reels on IG by 15 Sept, budget 750 EUR net. Payment 14 days from acceptance. Licence 12 months, non-exclusive.”

Terms found
  • Deliverable3 Reels on Instagram
  • Amount750,00 EUR net
  • Deadline14 days from acceptance
  • Rights12-month licence, non-exclusive

Every amount computed deterministically, never guessed. You confirm with a seal.

The other side

The brand sees exactly what you see

You send one link — or show a QR code. The other side opens it without creating an account and sees the same confirmed terms you have on your side. The “but we agreed something else” dispute starts from two different pictures of the same conversation; here there is only one picture.

The counterparty's viewRead-only
  • Scope3 Reels on Instagram, published by 30 June
  • Amount1 500,00 EUR gross
  • Deadlinepayment 14 days after acceptance
  • Rights6-month licence, non-exclusive
What the other side can do
  • ·Confirm that it sees the same terms
  • ·Confirm acceptance of the work delivered
  • ·Raise an objection if something does not match

Only terms that have been confirmed are visible. Drafts, proposals, assistant suggestions and your other collaborations stay on your side.

§Always free for the other side
The brand creates nothing, installs nothing and pays nothing. It opens an address and reads — from a phone as well, straight from the QR code.
Facts only, nothing beyond them
What reaches the mirror is confirmed terms, the state of the acceptance criteria and the state of the case. Nothing else from your account gets that far.
You can revoke the link, and it lapses on its own anyway
The address stops working after 90 days, and until then you can invalidate it or swap it for a new one. Exactly one is active at a time.
§The other side's answer is recorded with a date
Confirming the terms, confirming acceptance and raising objections are three separate statements — each with its own timestamp.

We can see that the link was opened and when — we do not know who exactly clicked it. The address is an access key, not proof of identity, and that is how we describe it.

Free · no account

Four tools to start with

Start with whatever hurts most — the rest can wait until you're ready.

Check the terms

Paste your conversation with the brand. See what's settled and what you didn't ask about — before you start working.

Check the conversation

Statutory interest calculator

Work out the statutory late-payment interest and the fixed compensation for an invoice paid after its due date.

Calculate interest

Collaboration verifier

Got a DM „from a brand”? Paste it in — we'll look for signs of fraud. AI analysis plus rules.

Check a message

Deal-to-cash evaluator

8 questions, 2 minutes. See where your process leaks — and what it costs you.

Take the evaluation
Studio — for managers and agencies

Before you take a deal, check the whole roster

Studio is the same record your creators use — seen across the roster. One question nobody can answer in a minute today: does this collaboration collide with someone's exclusivity?

New enquiry
  • Brand: Bąbel (sparkling drinks)
  • Scope: 2 × video, IG + YT, PL
  • Period: September–November
Pre-flight · roster
  • Ania K.

    exclusivity: sparkling drinks (until 15 Nov, PL + DE)

    COLLISION
  • Marek W.

    no restrictions in this category

    CLEAR
  • Ola T.

    cooling-off after a campaign: 30 days (until 4 Sept)

    CAUTION

1 collision, 1 cooling-off period. Checked before you replied to the brand — not after signing.

Pre-flight checks only the deals creators have entrusted to the Studio.

Pre-flight: can we take this on?

You check a new enquiry against every exclusivity clause across the roster — before you reply to the brand, not after signing. Category, territory, cooling-off period. The verdict goes into the record, with a date and a basis.

The whole pipeline in one record

Deals for every creator you manage: stages, deadlines, invoices, payments. No spreadsheets, no asking on Slack where Ania's deal stands.

You see what was entrusted to you

The creator entrusts deals to the Studio one at a time. You have no view of their other collaborations or finances — and that is exactly why creators agree to work with a manager inside Umova.

A verified agency

The Studio goes through registry verification (VAT, VIES). The brand on the other side can see it is dealing with a legal entity, not a mailbox.

Set up Studio

Zero commission on creators' deals — always. A creator's account in the Partner Portal stays free. See full pricing

Start keeping track of your deals

Create a free account — just your email. We'll send a link that logs you straight in. No password.

Create a free account