Knowledge for creators

A private risk signal about the payer

The same counterparty can pay after sixty days every single time — and you only recall it afterwards.

The same counterparty can pay after sixty days every single time — and you only recall it afterwards.

The result is one of four levels, and on a worse one we suggest a prepayment or verifying the company — computed by code, not by a language model.

We take three facts: open overdue amounts, the average time from acceptance to payment, and the status in the tax register.

We compute the signal from YOUR own history with that counterparty — we never show it to the other side or to anyone else.

We are considering including public insolvency information in the signal.

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Informational material, not legal advice. We state the parameter and where to verify it — we do not assess your situation.