umova

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Terms agreed with the brand and late-payment interest. Link by email — no password.

By creating an account you accept the Terms of Service and the Privacy Policy and enter into a contract for the supply of services — that is the basis on which we process your e-mail address. You can withdraw marketing consent at any time.

Terms of Service · Privacy Policy

Paste the chat with the brand — the engine lists the amounts, dates and rights, and you confirm them with a seal. Umova watches the deadline and, once it passes, calculates statutory interest and compensation and drafts the demand for your approval. 0% commission.

  • Paste the conversation with the brand — Umova lists the terms, each with a quoted source. Amounts and dates are computed by code, not a model.
  • Past the due date it calculates interest and compensation from legal parameters, citing the basis.
  • You show the other side the same confirmed terms through a link — no account needed on their end.

No card · data in the EU · the tools work straight away